People retiring today face a more complex and daunting challenge than in any time in history. Life expectancies are rising, retirement accounts are exposed to investment risk, and there are a seemingly unlimited number of opinions on what do with our money. Retirement should be simple, but for many it isn't! Annuities are designed to help simplify retirement by providing lifetime income to retirees. With the rapidly changing and increasingly competitive annuity landscape, annuities continue to become more complicated, and less transparent. This book will tell you all you need to know about annuities before making a decision on whether to include one in your retirement. If you're considering, or being told to consider an annuity - don't buy it until you read this book first!