America is in crisis due to the COVID-19 (coronavirus) pandemic. In response, Congress passed the largest bill in history aimed at providing over $2,000,000,000,0000 in relief. $349,000,000,000 of that money is available NOW to small businesses in the form of "Payroll Protection Loans" from the SBA. Qualifying small businesses, including sole-proprietors AND independent contractors can receive up to $10 million at an ultra low interest rate to pay for things like payroll. As the loan and interest will be FORGIVEN if spent on qualifying expenses like employee payroll, mortgages and rent, and all payments are deferred for up to 6 months, this represents FREE MONEY to a huge swath of American business.However, understanding the loans and navigating the red tape on such a new program is an enormous undertaking and often confusing. Financial author Charles Goldstein walks you through the system to help you get money for your business quickly.Publication also includes sample application forms, allowing small businesses to prepare information their lender will request.