Read Online Shit You Should Know: How Money Works and Other Things You Should Have Been Taught in School MOBI
“A must read for anyone looking to set themselves up for a prosperous financial future”“This should be mandatory reading for young adults everywhere”Finance made easyWritten with the reader in mind, this book is an introduction for those wanting to learn the essentials of personal finance and investing. Don’t think that because it’s a finance book it will be packed with lengthy essays on financial theory. In fact, this book is quite the opposite. It was written for anyone with any background. It simplifies the intimidating and complex world of finance, and shows you how you can take control of your financial independence. Most people don’t know much about finance in general. That's okay, you just need to be open minded and willing to learn.The stuff you should’ve learned in schoolFor decades our education system has been churning out herds of financially illiterate graduates. If more people knew about this stuff, the economy as a whole, would be a lot healthier, but policy makers and curriculum developers just don’t get it. The curriculum simply doesn’t cover some of the most basic and relevant information a person needs to build and maintain a decent life in today’s world. It’s almost as if it’s expected that people somehow magically acquire the knowledge needed to understand and plan their financial matters both present and future.This book was written primarily with high school students, university students, and recent graduates in mind. However, adults alike will surely find value in this book. For each person reading this, this is a call to action. If you’re not reading this for yourself then do so for your kids. Nudge your kids in the right direction so they learn about personal finance at a young age. For all of you young people out there, take responsibility for your life and make learning about money and finance a mission of yours. Whether you like it or not, this is $h!t you should know.By the end of this book, the reader will have a solid understanding of basic finance that will set them up for success in the future. All of the topics covered are very relevant, and only important information is included. This book is a quick read at only 120 printed pages, but it’s packed with value. The information contained in this book isn’t going to make you rich overnight, it will make you rich slowly and steadily over the course of your life.The key is to start young. You only have one shot at getting this right. You don’t want to be 50 and stressed out because you haven’t even planned for retirement. Young people have the largest advantage over anyone else… They have the advantage of time. They have more time to learn. Young people should not be intimidated by investing, and neither should anyone, no matter what their age. Starting late is better than not starting at all. Begin by educating yourself with this book.What you’ll learn about:The Time Value of MoneyInterest RatesAnnuitiesCredit cards, debit cards, credit ratings, lines of creditMortgagesThe Home Buying ProcessRent vs. BuyStock Market IndicesTypes of Business OrganizationsStocks & BondsInvestingInflationPersonal FinanceMutual Funds, Index Funds, & ETFsSelf-Directed InvestingBank Accounts & GICsRRSPs & TFSAsFinancial PlanningRetirement Planning in CanadaSaving & BudgetingSpend less than you earn, delay consumption, pay down high-interest debt, and most importantly - start saving early!
